Category Lending

Factoring Varieties: A Beginner’s Guide

Sadie Keljikian and David Estrakh, Express Trade Capital Factoring receivables is a simple, elegant solution for insufficient cash flow in business-to-business sales relationships. It allows vendors to sell large orders to retailers and assign the receivables to a third party,…

Collateral Damage Control

Sadie Keljikian, Express Trade Capital If you need to finance your business, you will be required to provide collateral. No matter what kind of funding you seek out, nearly every bank and private financial institution will require an asset to…

Giving Data Credit Where Credit Is Due

Drew Cohen, Express Trade Capital The nascent, burgeoning big data lending industry shows few signs of abating. For the foreseeable future, it will continue to complement, rather than supplant, traditional lenders. In the next five years, competition, as well as…

The Future of Lending

In 2014, the former chairman of the Federal Reserve, Ben Bernake – the man who was once responsible for setting the United States’ interest rate policy – was summarily rejected by his bank when he tried to refinance his mortgage.…