Category Lending

Debt Finance vs. Equity Finance

Ross Bienstock, Express Trade Capital When business owners need cash flow, they have access to a variety of financing resources, most of which fit into one of two categories: debt and equity. Although both are equally useful in different contexts,…

Why Use Purchase Order Financing?

Sadie Keljikian, Express Trade Capital What is purchase order financing? Purchase order financing is a trade finance solution designed to help businesses finance the production and shipping costs required to fulfill their customers’ purchase orders. This allows companies, typically wholesalers…

Benefits of a Letter of Credit

Sadie Keljikian, Express Trade Capital If you import goods, your suppliers probably require that you provide a deposit when you place an order. Suppliers usually request this for two primary reasons: (a) by getting an upfront deposit, the buyer is…

Hidden Dangers of Loan-Stacking

Sadie Keljikian, Express Trade Capital One of the most consistent difficulties one encounters in the process of expanding a wholesale business is the cash flow “crunch” that can occur when your customers want to order more of your products than…

Asset Class Break-Down

Sadie Keljikian and David Estrakh, Express Trade Capital What are asset classes? Assets are valuable properties owned by a business. There is a wide variety of assets across different industries and business structures, each of which affords different financial risks…

Factoring Checklist: What You Need and Why

David Estrakh and Sadie Keljikian, Express Trade Capital You’ve done your research, vetted private lenders and banks, and found the funding arrangement you need. You’re ready to enter a factoring agreement. However, before you do, you should know that all…

On Deck Capital Shares Plummet

After record losses in Q4, online lender On Deck Capital suffered a drop of as much as 24% in their shares Thursday morning. The abrupt drop led Tybourne Capital, the company’s largest shareholder, to sell its entire stake. Since the company went…